Attention homeowners in Saint Joseph and Buchanan County: Need an appraisal?

Here are the top 7 reasons why MO homeowners hire Accent Appraisal Office LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Buchanan county's assessment of your propertyvalue
To cut a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a MO divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Saint Joseph, MO?
Contact Accent Appraisal Office LLC.

We at Accent Appraisal Office LLC understand the individual needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Accent Appraisal Office LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We're veterans in helping customers just like you delete unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting a professional appraisal from Accent Appraisal Office LLC is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be troublesome from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Accent Appraisal Office LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Accent Appraisal Office LLC can We can assist you. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.